Services

Creating wealth is about investing using leverage (or borrowed money) appropriately across a diversified portfolio of assets.

 

Ark Total Wealth is unique in that we have are able to provide advice on all assets classes, including direct residential property to help you build a well structured and diversified investment portfolio.

 

Wealth protection is one of the cornerstones of financial security. Without adequate risk protection the realisation of financial goals may never be reached in the event of death, injury or illness.

 

In ensuring you have adequate coverage, insurance payments can significantly reduce the emotional and financial stress should such an event occur. 

 

Superannuation is a long term investment that can often be overlooked by younger investors. 

 

Effective management and strategies of your Super funds can lead to a significant difference in account values over the long term due to the effect of compounding interest. 

 

Superannuation is not only a tax effective vehicle but it can also be used to fund insurance premiums in both retail and Self Managed Funds.

 

SMSF’s are a specialist area and they are required to meet ongoing legal and ATO requirements.

 

SMSF’s are a very effective investment vehicle if used correctly as they can provide you with many benefits.

 

Retirement planning can be seen as a two phase process.

 

Firstly ensuring you have sufficient funds and savings to meet your desired lifestyle in retirement and secondly, once you do retire, ensuring you have access to these funds in the most tax effective structures.

 

There are multiple strategies which can be employed as individuals’ transition into retirement.

 

Estate planning is about structuring your investments and personal assets to provide for your family upon your death.

 

The Estate Plan will determine how assets will sit, either inside or outside the Superannuation environment, and therefore will determine which assets will form part of your deceased estate.

 

 

As part of the Superannuation Industry (Supervision) Act 1983, all employers are required to offer a ‘default’ superannuation fund to their employees.

 

If used correctly, the Corporate Superannuation Fund can steam line backend processing of superannuation guarantee payments and add additional value to new and proposed employees.

 

Ark Total Wealth plays an integral role in selecting the most appropriate service for your business and then ensuring it can be integrated efficiently and effectively.